Retirement Planning Associates

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•	Medicare
•	Are you taking Enough Risk?
•	Financial Independence Research Findings
•	General Insurance
•	Historical Rates of Return
•	Magic Law of 72
•	Power of Tax Deferral
•	Prudent Limits
•	Real Rate of Return
•	The Rising Cost of Education

Basic financial concepts that are a must to understand

Retirement Planning Associates is led by James Ellis, a registered representative of,
and securities offered through, JKR & Co., Member NASD, SIPC.